17 May 2008
Credit Repair - Understanding The Basics
Credit Repair & Collection Agencies. Credit Repair & Debt Collections Help For Consumers.
What is Credit?
Credit means that you are using someone else’s money to
pay for things. It also means that you are making a promise
to repay the...
16 May 2008
Is Your Credit Score Being Held Against You?
Tip! Thoroughly review your credit score for errors or outdated information. Quite often, certain lending institutions are not due diligent on updating old information.
Credit Scores That Hurt
Is your credit score being held against you?
Mor...
15 May 2008
Discover the Parts of a Credit Report and What They Mean
Tip! The credit report plays a significant role in the functioning of consumer credit markets. Since loans are advanced based on the credit reports the chances of loans going bad are minimal.
So you ordered a copy of your credit report to check for ina...
Pluses and Minuses of an Instant Approval Credit Card
Tip! Interest free period. Also, it’s a good idea to compare the interest free periods offered by various credit cards.
Have you ever wondered what could be the specific meaning of an instant approval credit card and whether you can really get on...
13 May 2008
Credit Repair? It's All Up to You
Tip! You are under no obligation to pay for anything in advance. All the services promised by a credit repair companies must be rendered before you have to pay them.
Log onto to a search engine such as google.com and type in the term credit repair. It&...
Bad Credit Loans : Perfect Solution for those who are Imperfect
Tip! Here are some things that will help you to find the bad credit help that you need.
We are imperfect beings in a very imperfect world, and the one thing we can count on is that things will go wrong, and that each and every one of us will have probl...
09 May 2008
Credit Repair - Can You Do It Yourself?
Tip! Make credit repair your focus. You need to insure that each purchase you make is a wise one.
Credit repair companies approach people offering to repair one’s bad credit standing for a fee. Many people are not aware that one can actually repa...
7 Options To Consider When Taking Out A New Credit Card
Tip! It is easy to be lured into spending up to the credit card’s limit; before you know it, that one moment of weakness a month has taken you up to the limit.
How many times have you taken out a credit card based purely on its current interest r...
06 May 2008
Save Money with A Balance Transfer Credit Card
Tip! Reduce credit card debt fast by paying only the minimums on most cards. Suppose you can budget $200 monthly to pay down your credit card debt.
As you may already know, a balance transfer credit card allows us to transfer the unpaid balance of the ...
04 May 2008
Build Credit: Build Credit Score Tips to Improve
Tip! Give yourself time. Time is considered one of the most significant aspects that can help improve your credit score.
When it comes to building credit, build is the word of focus. In my mind, there are two types of credit scores, each with its own s...
Does a Reward Credit Card Fleece You or Reward You?
Tip! Online resources: There is stiff competition online among various credit card companies to encourage people to apply for credit cards. Many a times you will find some companies even risking their necks to offer you a credit card, even though your...
02 May 2008
Credit Card Applications - What to Do and What Not to Do!
Tip! Do some research. If you have never had a credit card before, the details of credit card agreements can be baffling.
Not certain how to apply for a credit card?
Unsure if applying for more than one credit card will adversely affect your chances o...
01 May 2008
Credit Repair Usually an Empty Promise
The Attorney’s Guide To Credit Repair.
Americans have more debt than ever before. A recent study shows that Americans, as a whole, are saving money at a lower rate than at any time since the Great Depression. In fact, the savings rate is actu...
29 April 2008
American Express Credit Card, a Company History
Tip! Finance charge — The charge for using a credit card, comprised of interest costs and other fees.
The American Express credit card had been around since 1850 since then the American Express credit card has seen it good quarters and it fare sh...
27 April 2008
Things to Remember When you Apply for a Credit Card
Tip! Floor — The minimum rate possible on a variable-rate loan or line of credit, after any initial introductory rate period. For example, on a credit card with the Prime rate as its index, no matter how low the Prime rate drops, the rate on the ...
26 April 2008
Guide for a Successful Credit Card Balance Transfer
Tip! Refinance: If you are making mortgage payments on your home, you can get a credit card account opened through your bank. The bank will refinance the loan amount and you will be able to use as much money as you have refinanced.
Credit card balance ...
25 April 2008
Finding a Lender With Expertise in Bad Credit Mortgage Service
Tip! Visit Bad Credit Help for more resources and help with your credit.
If you have bad credit and need a mortgage loan, you will want to find a lender who specializes in bad credit mortgages. These lenders are much more likely to approve a bad credit...
Five Simple Steps You Can Take to Improve Your Credit Score
Tip! New credit - Applying for too much new credit is one of the easiest ways for people to inadvertently harm their credit score.
You can improve your credit score by taking a few simple steps such as paying down your debt, reduce credit card charges,...
24 April 2008
A Road Map To Avoiding Credit Card Hazards
Tip! A high credit rating will qualify you for more credit card offers than a low credit rating. The higher your credit rating, the more likely it is that you’ll be approved when you apply for a credit card.
Accident Ahead: 10 Credit Card Traps
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Can You Get a No Down Payment Mortgage with Bad Credit?
Tip! Here are some things that will help you to find the bad credit help that you need.
Saving up money for a down payment can seem impossible, especially if you have credit issues that you are trying to clear up. Fortunately, there are lenders who are...
23 April 2008
Improve Your Credit Rating: How to Repair Your Bad Credit -- Part I. "The Basics"
The Attorney’s Guide To Credit Repair.
In this article we’ll discuss the basics of repairing bad credit - what you need to pay attention to.
When you are faced with financial crisis: constant calls from creditors, denials of credit, threat...
22 April 2008
Identifying Student Credit Card Basics
Tip! Variable APR: A variable annual percentage rate allows credit card issuers to change your APR based on fluctuations in indexes such as the prime rate.
Often, when people are browsing through the different types of credit cards available, they co...
21 April 2008
Debt Consolidation and Credit Repair
Tip! Asks you to pay for credit repair before services are provided. This is a direct violation of the Credit Repair Organizations Act, which states that credit repair companies can’t charge you fees until after they have completed the promised s...
20 April 2008
Achieve Everything With Bad Credit Personal Loans
Tip! Here are some things that will help you to find the bad credit help that you need.
Loans in today’s world are a great help to people in fact it would be almost impossible to think of a world without giving and receiving of the loans.
Loans a...
